Starboard Card: A Simpler Way to Spend at Sea

By Nora Hart

Purpose-built for the demands of superyacht life, Starboard Card is the evolution of onboard expense management through an expert’s functional approach to finance. With their combination of Visa Infinite debit cards, multi-currency accounts, and yachting-specific tools, the platform is designed to simplify spending at sea, freeing up crews to focus on the guest experience, not the paperwork. As Founder Dan Lane put it, ‘You can set limits for people based on their role, and you can monitor payments in real time, so you have proper oversight of what’s being spent and where.’

The idea for Starboard Card started on a sailboat. Founder and CEO Dan Lane noticed the crew seemed tense, despite their professionalism, something felt off. The card for maritime expenses had been lost and the crew were quietly paying out of pocket to keep the charter running. There was no backup, no system, just a workaround.

That moment sparked a question: why, in an industry defined by precision and luxury, was expense management still so manual?

Starboard Card was created to change that. Blending Visa Infinite debit cards with multi-currency accounts and yacht-specific software, the platform is designed to ease the burden of onboard spending, without getting in the way. It’s discreet, intuitive, and tailored to the rhythm of yacht life. ‘All of our processes were built with yacht crew and industry realities in mind, so the experience feels tailored rather than generic,’ Lane explained.

Built by a team of ex-crew and finance professionals, the company reflects an insider’s understanding of how yachts really operate. Captains, yacht managers and senior crew can oversee transactions in real time, reconcile APA with ease, and move away from outdated systems. 

There’s no credit line, no unnecessary complexity, just a focus on getting the essentials right. Starboard isn’t about disrupting the industry; it’s about quietly improving it. From provisioning to guest expenses, the aim is simple: make space for crews to do what they do best- look after the experience.

Through partnerships with top companies in the industry and firsthand involvement in the yachting community, Starboard Card is already finding their place among those shaping the future of life on board, for all on board. As Lane reflects, ‘The main thing to remember is that launch isn’t the destination; it’s not the finish line. For us, launch is the start line. This is just the beginning.’

"All of our processes were built with yacht crew and industry realities in mind, so the experience feels tailored rather than generic."

Dan Lane, Founder and CEO, Starboard Card

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"All of our processes were built with yacht crew and industry realities in mind, so the experience feels tailored rather than generic."

Dan Lane, Founder and CEO, Starboard Card
By Nora Hart